Use DEBT as CROP not as a TRAP

Borrowing has become indispensable these days. People borrow either to create assets that would result into bumper crop or to spend on impulsive purchasing that would lend them into a trap. Every planned borrowing, to create some appreciating asset, is welcome and improves health of wealth. On the other hand, every borrowing to satisfy our...

Be a smart Social Media user…

With the quantum of interaction among people increasing tremendously on the network the question of online presence management was bound to come up. Social Media has been a revolution and people have been drawn towards it like moths. It has changed the way people interact, create, share and exchange information with quality, reach, speed, frequency...

Focussing on General Insurance Industry

The industry is passing through one of its most turbulent times ever. The losses are piling up as a result of the reduction in premiums and giving it a spiral effect is the rising costs of operations. Each player is piping the other to the post by offering a higher discount. In fact, on a...

Are we ready?

For all the progress that some of us in the connected India seem to notice, there are close to a billion people who have yet to touch its threshold in any which way we define it. To begin with, they have little access to education, healthcare, clean water, roads, electricity, transport. You name it. Just...

An Alternative to Strategy……… Crafted Execution!!

“Leadership is a potent combination of strategy and character. But if you must be without one, be without the strategy.” Ask any corporate executive; they will tell you strategy is core to business. What should the CEO do? Think about strategy. What’s wrong with an unsuccessful business and the one which is failing? Bad strategy…...

Employees Engagement Through Cultural Integration

Talent acquisition and retention is among the biggest challenges faced by a modern business organization. The statement holds true even more, when the company is operating in a competitive, technology driven environment in which human resources are the main ingredient for the business. Today’s young, ambitious professionals look at the value they get and give...

“Know your Clients” – to build a great Enterprise

I will start with a story which is possibly more than 100 years old that I read this morning which highlights the significance of knowing your clients. Sir Arthur Conan Doyle, the creator of Sherlock Holmes, was impressed with the observational powers of a cab driver who picked him up at the train station after...