Fraud Analyst (NBFC Only)

Job Title: Fraud Analyst (NBFC Only)

Location: Gurugram

Experience: 7–8 Years

Industry Preference: NBFC / FinTech

About our client:

Our client is a tech platform facilitating NBFC for lending business. We easily meet your unique financial needs by incorporating innovation into the credit availing process, giving you instant access to funds directly. We offer loans at affordable interest rates due to a minimal risk profile.

Job Summary:

We are looking for a highly analytical and proactive Fraud Analyst with 7–8 years of experience in fraud risk management, fraud investigation, and fraud prevention. The ideal candidate should have a strong background in the NBFC or FinTech industry and hands-on experience in identifying, investigating, and mitigating fraud risks across lending and payment ecosystems.

Key Responsibilities

• Monitor and investigate suspicious transactions, customer activities, and fraud alerts.
• Identify fraud patterns, emerging risks, and vulnerabilities through data analysis and trend monitoring.
• Conduct detailed fraud investigations and prepare comprehensive case reports.
• Develop, implement, and optimize fraud detection rules and monitoring strategies.
• Collaborate with Risk, Operations, Compliance, Product, and Technology teams to strengthen fraud controls.
• Perform root cause analysis of fraud incidents and recommend preventive measures.
• Analyze portfolio performance and fraud trends to minimize losses.
• Ensure adherence to regulatory guidelines, internal policies, and compliance requirements.
• Prepare periodic MIS, dashboards, and fraud risk reports for management review.
• Support internal and external audits related to fraud risk management.

Required Qualifications & Skills:

• Bachelor’s degree in Finance, Commerce, Business Administration, Statistics, Economics, or a related field.
• 7–8 years of experience in Fraud Risk, Fraud Analytics, Fraud Operations, or Investigations within NBFCs, Fintech’s, Digital Lending, or Financial Services organizations.
• Strong understanding of fraud detection methodologies, risk controls, KYC, and customer onboarding processes.
• Experience in handling lending fraud, identity fraud, application fraud, payment fraud, and account takeover fraud.
• Proficiency in SQL, Excel, and data analysis tools.
• Strong analytical, investigative, and problem-solving skills.
• Ability to work with large datasets and generate actionable insights.
• Excellent communication and stakeholder management skills.

Preferred Experience

• Experience in Digital Lending, Consumer Finance, Personal Loans, Business Loans, or Payments.
• Knowledge of fraud monitoring tools and case management systems.
• Certifications such as CFE (Certified Fraud Examiner), CAMS, or similar certifications are an added advantage.

Key Competencies

• Fraud Detection & Prevention
• Fraud Investigation
• Risk Assessment & Control
• Data Analysis & Reporting
• Regulatory Compliance
• Root Cause Analysis
• Stakeholder Management
• Process Improvement

 NOTE: Interested professionals can reach out to us with their updated CV with current & expected salary with Notice Period to: aanchal@teamrecruiter.in