Head – Banking, Debt & Treasury

Job Description: Head – Banking, Debt & Treasury

Location: Gurugram

Experience: 5 – 9 Years

Qualification: CA / CFA / MBA Finance

Salary: Rs. 18 LPA – Rs. 35 LPA

Role Purpose

Lead banking relationships, debt management, capital structuring and treasury activities across the education portfolio and designated group/promoter exposures. Optimise borrowing costs, ensure funding availability and strengthen liquidity planning to support business growth.

Key Responsibilities:

• Banking & Lender Management: Manage relationships with banks, NBFCs and financial institutions; lead loan proposals, sanctions, renewals, enhancements, documentation and disbursements.
• Debt Portfolio Management: Maintain a consolidated record of borrowings, repayment schedules, interest rates, securities, guarantees and loan covenants; proactively identify repayment risks and funding gaps.
• Debt Optimisation & Structuring: Identify refinancing, interest cost reduction, tenor extension, collateral release and guarantee rationalisation opportunities.
• Capital Planning: Structure suitable financing for school expansions, renewable energy projects, new investments and other approved business requirements.
• Treasury & Liquidity: Monitor cash positions, funding requirements, surplus liquidity and intercompany loans; develop rolling liquidity forecasts and contingency funding plans.
• Financial Analysis & Reporting: Prepare financing models, debt-service forecasts, covenant monitoring reports and scenario analyses to support management decisions.
• Compliance & Risk Management: Ensure timely compliance with lender obligations and proactively flag financing, interest-rate, maturity and collateral-related risks.

Key Deliverables:

• Comprehensive debt and financing database.
• Rolling 12–24-month debt repayment and liquidity forecasts.
• Measurable reduction in borrowing costs and improved financing terms.
• Improved utilisation of collateral and rationalisation of guarantees, wherever feasible.
• Timely funding readiness for approved expansion and investment plans.

Qualification & Experience:

• Chartered Accountant (CA) with relevant banking, corporate finance, debt management or treasury experience.
• Strong understanding of lending products, credit assessment, financial modelling, loan documentation and lender negotiations is essential.

Role Boundaries:

This is a strategic financing and capital management role, not a routine accounting or bookkeeping position. The role will work closely with the promoters, Founders Office, finance controllers and business finance teams.

NOTE:

Professionals interested to explore the opportunity can reach out with their updated CV and Notice Period to: bhawana@teamrecruiter.in