Credit Manager (MSME Loans)

Location: Mumbai (Andheri) / Noida

About the Client:

Our client is a Mumbai based Surety solutions provider company in India, they provide capital efficient bonding & solutions to businesses & individuals – against conventional guaranteeing solutions like Bank Guarantees & Security deposits that lock in precious cash & collaterals. Founded in 2019 the organisation is here to add a revolutionary new dimension to how large business projects are executed and residential properties are rented out.

Our client in association with FISME is in the process to set-up a collateral-free digital lending platform for MSMEs. Aimed at fulfilling the need for urgent funds, a digital lending platform is being created to provide access to collateral-free capital up to Rs. 25 lakhs to micro, small and medium enterprises (MSMEs).

Product:  MSME Loans

Job Description:

• Responsible for Credit underwriting and Credit Appraising of MSME Loan
• Provide overall leadership, vision, and direction for Risk/Credit Management.
• Develop risk management policies, including the quantification of the NBFC’s risk appetite through specific risk limits.
• Implement a set of risk metrics and reports, including losses and incidents, key risk exposures, and early warning indicators.
• To ensure that Loan Application form, Clients KYC, and other documents required for a particular loan product is complete and as per the credit policy before sanctioning and within the TAT.
• Conducting physical verification and personal discussion with the clients for identifying the client’s profile and risk, if any associated
• Processing of files and following up with the clients for pending documents.
• Checking the customer profile and categorizing it into low, medium and high risk.
• Closely monitoring the Clients CIBIL and Clients loan portfolio.

Qualification: CA / MBA (Fin.) full time

Experience Required: 7 – 12 Years of relevant experience

Salary Budget: INR 15 – 18 lacs

NOTE: Interested professionals can email their responses with below mentioned details on: teamrecruiters.molly@gmail.com

• Word File CV
• Current & Expected Salary
• Notice Period