by teamrecCREDIT MANAGER
Profile: Credit Manager – LAP & Credit Manager – Business Loan
Location: Delhi
Interested to apply…
Mail your Word File CV with current Salary and Notice Period to: enquiry@teamrecruiter.in
About the Client:
Our client is a Delhi based Corporate registered with RBI as a Non Deposit taking Systematically Important Non-Banking Finance Company having external rating A Stable from CARE. They offer a wide bouquet of loan products i.e. SME Financing , Loan against Property, Unsecured Business Loan, Personal Loan, Receivable Financing, Medical Equipment Finance and IPO finance etc. to meet the growing credit requirements.
Product: Loan Against property and Business Loan
Job Description:
- To ensure that Loan Application form, Clients KYC, and other documents required for particular loan product is complete and as per the credit policy before sanctioning and within the TAT.
- Ensuring compliance of the Credit Policy and processes within TAT
- Responsible for Credit underwriting and Credit Appraising of LAP / Business Loan
- Checking clients eligibility for the loan and his/her credit worthiness by looking at the other loans & advances taken and payment history.
- Conducting physical verification and personal discussion with the clients for identifying the clients profile and risk, if any associated
- Processing of file and following up with the clients for pending documents.
- Checking the customer profile and categorizing it into low, medium and high risk.
- Closely monitoring the Clients CIBIL and Clients loan portfolio
Desired Candidate Profile:
- Education: CA mandatory
- Experience: Min 5 years in underwriting
Desired Competencies:
- Male Candidates to be preferred
- of openings: 1 each for LAP and Business Loan
Salary: Approx. INR 12 lpa CTC.
