CREDIT MANAGER

CREDIT MANAGER

Profile: Credit Manager – LAP & Credit Manager – Business Loan

Location: Goregaon, Mumbai

Interested to apply…

Mail your Word File CV with current Salary and Notice Period to: enquiry@teamrecruiter.in

About the Client:

Our client is a Delhi based Corporate registered with RBI as a Non Deposit taking Systematically Important Non-Banking Finance Company having external rating A Stable from CARE. They offer a wide bouquet of loan products i.e. SME Financing , Loan against Property, Unsecured Business Loan, Personal Loan, Receivable Financing, Medical Equipment Finance and IPO finance etc. to meet the growing credit requirements.

Product:  Loan Against property and Business Loan

Job Description:

• To ensure that Loan Application form, Clients KYC, and other documents required for particular loan product is complete and as per the credit policy before sanctioning and within the TAT.
• Ensuring compliance of the Credit Policy and processes within TAT
• Responsible for Credit underwriting and Credit Appraising of  LAP / Business Loan
• Checking clients eligibility for the loan and his/her credit worthiness by looking at the other loans & advances taken and payment history.
• Conducting physical verification and personal discussion with the clients for identifying the clients profile and risk, if any associated
• Processing of file and following up with the clients for pending documents.
• Checking the customer profile and categorizing it into low, medium and high risk.
• Closely monitoring the Clients CIBIL and Clients loan portfolio

Desired Candidate Profile:

• Education: CA mandatory
• Experience: Min 5 years in underwriting

Desired Competencies:

• Male Candidates to be preferred
• of openings: 1 each for LAP and Business Loan

Salary: Approx. INR 12 lpa CTC.